What is Klarna?
Klarna is a buy now, pay later tender. It allows customers who don’t want to pay the full purchase amount up front, an easy way to take their items home straight away and pay them off over three installments interest-free.
How does it work?
Klarna works similar to a credit card purchase, where the customer makes a purchase on the day and pays a third party at a later date. For Klarna, the purchase value is split into three (3) equal installments for the
customer to pay off, with the first installment due at the time of the purchase and the remaining two split over two months. Like a credit card, Klarna is a form of tender that will be available for customers to use in stores.
The Benefits
• Take home their entire purchase on the day
• Customers don’t have to miss out on buying products they really want
• Makes the purchase more affordable
All You Need To Use Klarna:
- Live in the United Kingdom (some exclusions may apply)
- Are 18 years or older
- Have a valid and verifiable email address and mobile number
- Have a United Kingdom credit or debit card to complete the purchase
- A minimum spend of £10 per transaction
It’s easy to use. Simply download the Klarna mobile app, set up the Klarna Card, and use your Apple Pay to make a contactless payment at check out!
Customers can apply for a Klarna account in minutes via the Klarna App. Customers simply download the Klarna App at Apple or Google Play stores on their mobile device and follow the prompts to sign up.
You can see how much you can spend in the Klarna app. Just open the app and view your estimated pre-approved spend.
PAYMENTS INFORMATION
Pay in 30 days
Make your purchase today so you can try it before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees when you pay on time. No impact on your credit score. Paying after delivery allows you to try before you buy and is the easiest way to shop online.
- Complete the payment in full after purchase at no added cost.
- Report returns directly in our app and only pay for the items that you keep.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort
You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_gb/slice_it_card/
Pay in 3 interest-free installments
Spread the cost of your purchase into 3 interest-free installments. The first payment is made at the point of purchase, with the remaining installments scheduled automatically every 30 days. No interest or fees when you pay on time. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.
No interest. No fees when you pay on time. No impact on your credit score.
- A new way to pay that's an alternative to a credit card.
- 3 installments give you the flexibility to shop without interest or hidden fees.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort.
You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_gb/slice_it_card/
Safe and secure
With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.
Frequently asked questions
Visit our FAQ https://www.klarna.com/uk/customer-service/ page to find out more about using Klarna.
About Klarna
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe
payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.
● More than 90 million shoppers are using Klarna.
● 200,000 retailers are working with us worldwide.
● We’re one of Europe’s largest banks and we’ve been powering online checkouts for over 15 years.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Smiggle is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to
permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 installments are not regulated by the FCA.